MITC
Akme Fintrade India Limited Most Important Terms & Conditions
| Sr. No. | Description | Remark |
|---|---|---|
|
1 |
Application Charges (Amount) & CERSAI Charges |
CERSAI Rs.250/ upto loan amount of Rs.5
lakhs and Rs.500/- above Rs.5 lakhs |
|
2 |
Cheque Replacement Charges |
Rs. 750/- + per event |
|
3 |
Retrieval of Copy of documents |
Rs.500/- + GST |
|
4 |
Cheque Collection charges — outstation cheques |
Rs. 150/- + per instrument |
|
5 |
Non Post-dated/Non ECS / NACH collection charges |
Rs. 150/- + Per instrument |
|
6 |
Cheque bouncing charges or ECS / NACH Dishonour Charges |
Rs. 500/- + per instrument |
|
7 |
ECS / NACH Swap charges |
Rs. 500/- + per event |
|
8 |
Cheque representation charges |
Rs. 300/- + per instrument |
|
9 |
Loan Cancellation & Disbursement Cancellation |
4% + GST of Loan amount |
|
10 |
Revocation/changes of ECS/NACH instruction charges |
Rs. 500/- |
|
11 |
Additional Interest (late payment interest) |
3% P.M |
|
12 |
Collection Charges |
Rs.1000/-+ per visit |
|
13 |
Statement of accounts/amortization schedule |
Rs 500/-+ per copy |
|
14 |
Prepayment Statement / list of documents |
Rs 500/- + per copy |
|
15 |
Commitment Charges |
2% of unutilized sanction amount (Sanction amount — disbursed amount) + |
|
16 |
Loan re substitution charges |
1% of cash received + |
|
17 |
Rate reset charges/ conversion charges |
2% of loan amount (outstanding) |
|
18 |
Legal Charges |
2% of loan amount (outstanding) |
|
19 |
Part Payment/Pre-payment |
10% of the present outstanding can be paid as part payment permissible 4 times in a years. |
|
20 |
Pre-Closure Charges |
4% of the Principal outstanding + GST |
Customer Services
For any assistance or information, you can contact the company’s Customer Care Center through the below modes between the working hours of 10:00 AM and 6:00 PM.
1. Contact the branch manager/branch in charge of the branch near you
2. Call our Customer care No: +919594377377
You can also write to our Customer care E-mail ld:- care@aasaanloans.com
You can also write to us via our website: www.aasaanloans.com
