Akme Fintrade (India) Ltd.

Akme Fintrade believes in assisting small businesses in growing by providing loans to those with potential and intent

FAQs

Frequently Asked Questions

You can borrow from Aasaan Loans, if you are Indian citizen, and 23 years and above with a income as per Aasaan loans policy

You can avail a Aasaan loans:

1) Sign up / Register
2) Fill in the application form
3) Upload document
4) Pay Login fees
5) Get loan approval

Need to add for salaried

· 1 years bank statement(instead of 3 months)should not be 15 days older at the time of file login, identity proof pan card,residence proof
Need to add for Self-employed
· 1 years bank statement, and should not be older than 15 days at the time of login
· 2 years ITR’s along with (computation of income, profit & loss a/c and balance sheet.
· Business proof 5 years old

We offer loan amount from Rs.1 lac to Rs.30 lacs

  • For Mahila Udyog Loan, loan amount from Rs.1 lac to 5 lacs
  • For Small Business loan, loan amount from Rs.1 lacs to Rs.5 lacs
  • Tenure ranges from 1 to 7 years, depending on the product you choose.

Tenure ranges from 1 to 7 years, depending on the product you choose.

Transferring your outstanding home loan availed from another Bank / Financial Institution to Aasaan loans is known as a balance transfer loan.

Any borrower who has an existing loan with another bank/HFI in which he/she have had a regular payment track of 12 months, can avail a balance transfer loan from Aasaan loans

You have to give self occupied residence house or self occupied shop which is aceptable as security by Aasaan Loans norms.

You can avail an additional top-up as per Aasaan loans along with balance transfer

Aasaan Loans will determine loan eligibility largely by your income and repayment capacity. Other important factors include your age, co-applicant income, collateral offered by you as a loan secruity.

Market value refers to the estimated amount that is expected to be fetched on the property as per the prevailing market conditions.

Aasaan Loans will levy certain NACH/ECS bounce charges/penatiles. In addition it will get reported in your credit report, depending on the severity of the default it can have seroius impact on your future credit possibilites like home loan, car loan, etc

Yes there is login fees this you have to pay at the time of login your loan proposal and processing fees will taken when your loan get sanctioned.

Tax benefits under section 24 (B) this section allows salaried individual to take advantage of the loan against property income tax benefits, your eligibile for tax deducation of 2 lacs if you use the loan against property amount to fund your new residential house.

Aasaan Loans give 50% of property cost

Yes, you can make early repayment subject to terms and conditions mentioned on sanctioned letter.

Emcumbrance on a property refers to claims or charges on the property due to liabilites such as unpaid loans and bills. it is critical that during your home search you considered properties which are free of encumbrances of any sort.

You can take disbursement of the loan once the property has been technically appraised, all legal documentation has been completed and approved by external and internal team of Aasaan Loans.

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image_Akme Fintrade

Mr. Manoj Kumar Choubisa Profile

Company Secretary
With an enduring commitment since 2019, Mr. Manoj Kumar Choubisa holds a Master’s in Commerce from Mohan Lal Sukhadia University, Udaipur, and is a certified Company Secretary (ICSI). Boasting over 7 years of expertise, he excels in secretarial compliance, accounting, and income tax practices, contributing significantly to company’s success.